Pay abroad. Get virtual cards instantly. Move money globally, effortlessly.




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Generate secure multi-currency cards instantly for subscriptions, e-commerce, and controlled business expenses.

Send and receive funds globally at the best rates. Fast, secure, and transparent for businesses and individuals.

Pay airtime, data, electricity, and cable directly from the app—fast, reliable, and stress-free.

From contactless to chip-and-pin, accept cards and mobile payments in-store and grow your sales effortlessly.

Know the true value of your money anytime. Track live exchange rates, compare currencies, and make smarter financial decisions.


Proof of trust and speed.
Growing every day across Africa.
We're growing fast and building a team that's ready to shape the future of payments.
Always available, always reliable.
Payments shouldn't keep you waiting. With Vepay, every transaction is processed in real time, from cross-border transfers to everyday bill payments. Whether you’re topping up airtime, receiving a customer’s POS payment, or sending money abroad, you can count on speed and reliability every single time.
Say goodbye to juggling multiple apps for different financial needs. Vepay brings everything together—POS, virtual cards, bill payments, swapping, and cross-border transfers—into one easy-to-use platform. It’s a seamless experience designed to save you time, reduce stress, and make managing your money effortless.
Your money and data deserve the highest level of protection. That’s why Vepay uses bank-grade encryption, multi-layer fraud prevention, and strict compliance with global financial standards. Every transaction is monitored and secured, giving you complete peace of mind whenever you spend, send, or receive funds.
Expand your possibilities without losing convenience. With Vepay, you can send money across borders, swap currencies instantly, and still handle your local needs like airtime, cable, and electricity bills. It’s the perfect balance of global financial power with the simplicity of local services you use every day.
Vepay isn’t just a payment solution—it’s a platform built to grow with you. Whether you’re an individual managing personal expenses or a business scaling to new markets, our tools help you manage money smarter, reach more customers, and unlock new opportunities at every stage of your journey.
Use your email and phone number to create your account in seconds.

To create a virtual dollar card on Vepay, simply open the app and make sure your wallet is funded in Naira. Once your wallet is funded, go to the Cards section and tap on Create Virtual Card. Enter the amount you want to load, confirm the exchange rate, and complete the process. Your virtual dollar card will be created instantly and ready to use for international payments.
Seamless international payment for Africans